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	<title>Rancho Financial</title>
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	<link>http://ranchofinancial.com</link>
	<description>Finding the best loan for you is all we do.</description>
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		<title>Greg Gossard</title>
		<link>http://ranchofinancial.com/greggossard/</link>
		<comments>http://ranchofinancial.com/greggossard/#comments</comments>
		<pubDate>Sat, 07 May 2011 14:36:50 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=839</guid>
		<description><![CDATA[Rancho Financial is proud to present Greg Gossard, a Mortgage Consultant dedicated<br /><a href="http://ranchofinancial.com/greggossard/"> Read More...</a>]]></description>
			<content:encoded><![CDATA[<p>Rancho Financial is proud to present Greg Gossard, a Mortgage Consultant dedicated to exceeding your expectations. Greg is a Cum-laude graduate from San Diego State University where he studied Finance, Business, and Real Estate. </p>
<p>In 1996, Greg began his career in mortgage lending. Greg was a four-time consecutive winner of the “All-Star Performance Award” with one of the nations top lenders. As Branch Manager with his former employer, Greg attained an extensive background in lending uncommon to ordinary Loan Officers. This knowledge, combined with his consummate professionalism makes Greg a leader in his field. </p>
<p>Greg is a licensed real estate broker and mortgage loan originator. Combining his knowledge with Rancho Financial’s superior loan products and banking relationships, you’ll be sure to get the most competitive rates and programs available. </p>
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		<title>Direct Lenders With Deep Lending Capacity Are the Future</title>
		<link>http://ranchofinancial.com/direct-lenders-with-deep-lending-capacity-are-the-future/</link>
		<comments>http://ranchofinancial.com/direct-lenders-with-deep-lending-capacity-are-the-future/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 21:06:28 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage trends]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=805</guid>
		<description><![CDATA[Industry leaders remain leaders by making bold moves during times of change.<br /><a href="http://ranchofinancial.com/direct-lenders-with-deep-lending-capacity-are-the-future/"> Read More...</a>]]></description>
			<content:encoded><![CDATA[<p>Industry leaders remain leaders by making bold moves during times of change. Rancho Financial is completing some exciting transitions that position it as one of Southern California&#8217;s pre-eminent mortgage banks.<br />
<iframe title="YouTube video player" width="590" height="390" src="http://www.youtube.com/embed/IfZjtWINlVQ" frameborder="0" allowfullscreen></iframe></p>
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		<title>Phil Spangenberg</title>
		<link>http://ranchofinancial.com/philspangenberg/</link>
		<comments>http://ranchofinancial.com/philspangenberg/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 15:17:09 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=729</guid>
		<description><![CDATA[Phil has been a licensed, mortgage professional since 1981. He has helped<br /><a href="http://ranchofinancial.com/philspangenberg/"> Read More...</a>]]></description>
			<content:encoded><![CDATA[<p>Phil has been a licensed, mortgage professional since 1981.  He has helped thousands of homeowners with their mortgage financing needs over the past 30years.   Phil works one on one with each client and stays in touch during the entire loan process.  His attention to detail, combined with his honesty and integrity makes the homebuying or refinancing experience easy </p>
<p>Phil works hard to stay on top of all the new changes and strives to make each and every client a customer for life.   </p>
<p>Phil is a native Californian and lives in Carlsbad with his wife, Tracey and four kids.  He enjoys all outdoor activities, especially surfing and volleyball.</p>
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		<title>Jeff Olson</title>
		<link>http://ranchofinancial.com/jeffolson/</link>
		<comments>http://ranchofinancial.com/jeffolson/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 15:12:12 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=724</guid>
		<description><![CDATA[]]></description>
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		<title>Craig Brock</title>
		<link>http://ranchofinancial.com/craigbrock/</link>
		<comments>http://ranchofinancial.com/craigbrock/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 15:10:03 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=721</guid>
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		<title>John Burroughs</title>
		<link>http://ranchofinancial.com/johnburroughs/</link>
		<comments>http://ranchofinancial.com/johnburroughs/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 15:00:46 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=712</guid>
		<description><![CDATA[John Burroughs, a long-time resident of San Diego, has over 28 years<br /><a href="http://ranchofinancial.com/johnburroughs/"> Read More...</a>]]></description>
			<content:encoded><![CDATA[<p>John Burroughs, a long-time resident of San Diego, has over 28 years experience in all facets of the mortgage financing business, helping clients with:</p>
<ul>
<li>First-time home purchases</li>
<li>Commercial transactions</li>
<li>Complex residential investments</li>
<li>Jumbo and high-balance loans</li>
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<p>As a long-recognized industry expert, John also serves the role of educator, conducting corporate and community forums, as well as appearing every Wednesday, 5:00 &#8211; 6:00 PM on &#8220;The Word on Wealth&#8221;,  KPRZ / AM 1210.</p>
<p>John&#8217;s breadth of knowledge is exceeded only by his commitment to his clients.</p>
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		<title>David Underwood</title>
		<link>http://ranchofinancial.com/davidunderwood/</link>
		<comments>http://ranchofinancial.com/davidunderwood/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 14:49:19 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=705</guid>
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		<title>Sheri Arnold</title>
		<link>http://ranchofinancial.com/sheriarnold/</link>
		<comments>http://ranchofinancial.com/sheriarnold/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 14:46:08 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=701</guid>
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		<title>Mary Davis</title>
		<link>http://ranchofinancial.com/marydavis/</link>
		<comments>http://ranchofinancial.com/marydavis/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 14:17:39 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=690</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
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		<title>Gordon Park</title>
		<link>http://ranchofinancial.com/gordonpark/</link>
		<comments>http://ranchofinancial.com/gordonpark/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 14:14:48 +0000</pubDate>
		<dc:creator>robinhealy</dc:creator>
				<category><![CDATA[mortgage experts]]></category>

		<guid isPermaLink="false">http://ranchofinancial.com/?p=687</guid>
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